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1120 Locust STSAN JOSE, CA 95110

Single Family · 4 Beds · 2 Full Baths · 1,474 Sq. ft.
$998,800 Active

1120 Locust ST Overview

Time on Site:
62 days
Visits:
1

Get a belowmarket rate of 3.625% by assuming a massive below market rate loan. Gain rental income with a long term tenant in the second unit. Exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs. Opportunities with built in living flexibility are increasingly limited, making this home a standout option. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains consistently desirable. Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and commuter routes. Whether you're entering homeownership with added financial flexibility or seeking a property with long term upside, this home delivers meaningful value in todays market especially with the advantage of a below market assumable rate.

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1120 Locust ST Facts & Features

  • Type Single Family
  • Sq. ft. 1,474
  • Price/Sq.ft. $678

Details

General

Association/HOA

  • Association: 0

School Information

  • School District: San Jose Unified

Building Information

  • Year Built: 1955

Location/Region

  • County Or Parish: Santa Clara
  • MLS Area Major: Central San Jose

General Information

  • Parcel Number: 434-06-045
  • Property Sub Type: Attached
  • Property Type: Residential
  • Zoning: R2

Interior

Parking Information

  • Garage Spaces: 2

Beds/Baths

  • Bathrooms Full: 2
  • Bedrooms Total: 4

General Information

  • Cooling: None
  • Fireplace: 0
  • Flooring: Laminate
  • Foundation Details: Concrete Slab
  • Heating: Other
  • Living Area: 1474
  • Stories Total: 1

Exterior

Parking Information

  • Parking Features: Attached Garage,On Street,Other
  • Parking Total: 0

Lot Information

  • Lot Size Source: Assessor
  • Water Source: Public

Building Exterior/Construction

  • Roof: Composition

General Information

  • Horse: No
  • Pool Private: 0
  • Sewer: Sewer - Public
  • Utilities: Individual Electric Meters,Individual Gas Meters,Public Utilities

1120 Locust ST Neighborhood

Community

95110 (SAN JOSE) Demographics

33
Median Age
4,284
Population Density (per sq. mile)
45%
College Educated
$98,209
Estimated Median Income
2,686
Estimated Total Home Owners
3,770
Estimated Total Renters
42% / 58%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

1120 Locust ST Monthly Cost

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$ %
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$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

1120 Locust ST Market Data

Based on the last 30 days in this zip code

$807,052
Average List Price
$705
Average Price per Square Foot
33
Properties Sold
123
Average Days on Market
157
Properties for Sale
Calculations provided by Reliance Network

1120 Locust ST History

Date Event Value Agent
6/24/2026Source: bridgeMLS Price Reduction
$998,800 -3.5%
6/24/2026Source: bridgeMLS Price Reduction
$998,800 -3.5%
6/24/2026Source: MLSListings Price Reduction
$998,800 -3.5%
6/12/2026Source: CRMLS Price Reduction
$1,035,000 -3.7%
6/12/2026Source: CRMLS Price Reduction
$1,035,000 -3.7%
6/12/2026Source: bridgeMLS Price Reduction
$1,035,000 -3.7%
6/12/2026Source: bridgeMLS Price Reduction
$1,035,000 -3.7%
6/12/2026Source: MLSListings Price Reduction
$1,035,000 -3.7%
5/11/2026Source: CRMLS Price Reduction
$1,075,000 -8.7%
5/11/2026Source: bridgeMLS Price Reduction
$1,075,000 -8.7%
5/4/2026Source: bridgeMLS Price Reduction
$1,075,000 -8.7%
5/4/2026Source: CRMLS Price Reduction
$1,075,000 -8.7%
5/4/2026Source: MLSListings Price Reduction
$1,075,000 -8.7%
4/28/2026Source: CRMLS Added to Database
April 28, 2026
4/28/2026Source: bridgeMLS Added to Database
April 28, 2026
4/28/2026Source: MLSListings Added to Database
April 28, 2026
3/27/2026Source: CRMLS Added to Database
March 27, 2026
3/27/2026Source: bridgeMLS Added to Database
March 27, 2026
Listing provided courtesy of Acquire Inc.Robert Garcia- MLS# ML82044909MLS ProviderContact Information: (408) 455-4007